Terms Of Use


This legal notice applies to the entire contents of this website and to any correspondence by e-mail between us and you. Please read these terms carefully before registering to use this Website. Registering to use this Website indicates that you accept these terms. This notice is issued by Aon Singapore Pte Ltd (company registration number 198301525W) (Company). The Company is entitled to rely on any information you provide to the Company, and it is your responsibility to notify the Company and keep the Company updated of any changes in the information provided in the registration application form.


1.1 You may only access this Website if you register your details with us.

1.2 The Company may revise this legal notice at any time by updating this posting. You should check this Website from time to time to review the then current legal notice, because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages at this Website. By using or continuing to access or use this Website and/or any of the Services at any time after these Terms of Use have been amended/updated, you represent that you agree to be bound by the terms and conditions of these Terms of Use as amended/updated.


2.1 Strictly subject to paragraph 2.2, you are permitted to view, print and download extracts from this Website for your own use on the following basis: (a) no documents or related graphics on this Website are modified in any way; (b) no graphics on this Website are used separately from accompanying text; and (c) the Company’s copyright and trade mark notices and this permission notice appear in all copies.

2.2 The copyright and other intellectual property rights in all material including Data (including all permitted manipulations or modifications) on this Website (including without limitation photographs and graphical images), are owned by the Company or its licensors. You agree not to use such material (including Data) in any way that may infringe such copyright and other intellectual property rights. For the purposes of this legal notice, any use of extracts from this Website other than in accordance with paragraph 2.1 and 2.2 above for any purpose is prohibited.

2.3 If you breach any of the terms in this legal notice, your permission to use this Website automatically terminates and you must immediately destroy any downloaded or printed extracts from this Website. You shall hold harmless, indemnify and keep indemnified the Company and Aon and its group of companies and its officers, employees and agents (“those indemnified”) against all losses, claims, costs (including all legal costs) or demands whatsoever arising against those indemnified or liability reasonably incurred or suffered by any of those indemnified arising from or in connection with:
(a) a breach by you or your employees, agents, contractors or permitted assignees of these Terms of Use;
(b) any wilful, unlawful or negligent act or omission on your part or on the part of your employees, agents, contractors or permitted assignees.

2.4 Subject to paragraphs 2.1 and 2.2, no part of this Website may be reproduced, hyperlinked or stored in any other website or included in any public or private electronic retrieval system or service without the Company’s prior written permission.

2.5 Any rights not expressly granted in these terms are reserved.


3.1 While the Company endeavours to ensure that this Website is normally available 24 hours a day, the Company shall not be liable if for any reason this Website is unavailable at any time or for any period.

3.2 Access to this Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond the Company's control.


4.1 Other than personally identifiable information, which is covered under the Privacy Statement, any material you transmit or post to this Website shall be considered non-confidential and non-proprietary. The Company shall have no obligations with respect to such material. The Company and its designees shall be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes.

4.2 You are prohibited from posting or transmitting to or from this Website any material: (a) that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience; or (b) for which you have not obtained all necessary licences and/or approvals; or (c) which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in the UK or any other country in the world; or (d) which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).

4.3 You may not misuse the Website (including, without limitation, by hacking).

4.4 You shall fully co-operate with the Company where any law enforcement authorities, regulators or court order request or direct the Company to disclose the identity or locate anyone posting any material in breach of paragraph 4.2 or paragraph 4.3.


5.1 Links to third party websites on this Website are provided solely for your convenience. If you use these links, you leave this Website. The Company has not reviewed all of these third party websites and does not control and is not responsible for these websites or their content or availability. The Company therefore does not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk.

5.2 In no event will the Company be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any such content, products, goods or services available on or through these external websites. The policies at such other external websites, which may be owned and operated by third parties, may be different from these Terms of Use and those third parties own terms of use will govern your use of those respective external websites.


6.1 Each registration is for your use only. The Company does not permit you to share your user name and password with any other person.

6.2 Responsibility for the security of any passwords issued rests with you.

6.3 Save in the event of fraud, all communications and activities occurring under or referable to your user name shall be deemed to have been validly issued or authorised by you. You shall be liable for all costs, fees, and expenses arising from any communication and activity occurring under or referable to your user name

6.4 You shall use this Website solely in the capacity of an end-user, and shall not, without Company’s prior written approval, reproduce, duplicate, copy, sell, resell, alter, modify or exploit any portion of this Website or any information obtained through the access or use of this Website.


7.1 While the Company endeavours to ensure that the information on this Website is correct, the Company does not warrant the accuracy and completeness of the material on this Website. The Company may make changes to the material on this Website, or to the products and prices described in it, at any time without notice. The material on this Website may be out of date, and the Company makes no commitment to update such material.

7.2 The material on this Website is provided “as is”, without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, the Company provide you with this Website on the basis that the Company excludes all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill) which but for this legal notice might have effect in relation to this Website.

7.3 For the avoidance of doubt this paragraph 7 shall apply to the Data.


8.1 The Company, any other party (whether or not involved in creating, producing, maintaining or delivering this Website), and any of the Company's group companies and the officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with this Website in any way or in connection with the use, inability to use or the results of use of this Website, any websites linked to this Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this Website or your downloading of any material from this Website or any websites linked to this Website.

8.2 Nothing in this legal notice shall exclude or limit the Company’s liability for: (a) fraud; or (b) intentional misconduct by the Company; or (d) any liability which cannot be excluded or limited under applicable law.

8.3 If your use of material on this Website results in the need for servicing, repair or correction of equipment, software or data, you assume all costs thereof.


You shall not license, transfer or assign these Terms of Use or any part of thereof without the Company’s prior written consent. The Company may license, transfer or assign any of its rights or obligations under these Terms of Use (or any part thereof) to any other person (including but not limited to any company within the Aon Group).


If a court of competent jurisdiction finds any provision of these Terms of Use to be invalid, the parties nevertheless agree to give effect to the parties' intentions as reflected in the provision; or if that is not possible, such provision(s) shall be deemed not to be in these Terms of Use and the other provisions of these Terms of Use remain in full force and effect.


Any failure or delay of Company to exercise or enforce any right or provision of these Terms of Use does not constitute a waiver of such right or provision.


These Terms of Use do not create or confer any rights or benefits enforceable by any person not a party to it within the meaning of the Contracts (Rights of Third Parties) Act (Cap. 53B, Singapore) except that any member of Aon Group may enforce such rights or benefits.


This legal notice shall be governed by and construed in accordance with the laws of Singapore, as if these Terms of Use were a contract wholly entered into and wholly performed within Singapore, without reference to choice of law provisions. Disputes arising in connection with this legal notice shall be subject to the exclusive jurisdiction of the courts in Singapore.